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Fair housing plan

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Ontario's fair housing plan is helping more people find affordable homes, increasing supply, protecting buyers and renters, and bringing stability to the real estate market.

Addressing housing demand

The increasing demand for homes in the Greater Golden Horseshoe Region is contributing to making house prices unaffordable for many Ontario families.

Individuals who are not citizens or permanent residents of Canada, or foreign corporations, now have to pay a 15% Non-Resident Speculation Tax (NRST) on the purchase or acquisition of certain residential property in the region. The NRST is helping to address housing availability and affordability, while ensuring Ontario continues to be a place that welcomes all new residents.

We have established a multi-disciplinary housing forum to discuss the state of the housing market and the impact of the Fair Housing Plan and to recommend any additional steps that are needed.

Increasing housing supply

Building more homes will also help people find a place to live. That’s why we have:

  • unlocked provincial land to create over 2,000 new purpose-built rental housing units, including affordable and family-sized rental housing

  • created a housing delivery group to work with municipalities, developers, and other interested parties to bring specific new housing developments to market faster

  • established a development approval roundtable to look at ways to improve the approval process and bring more housing to market

  • committed to encouraging the construction of new purpose-built rental housing by rebating a portion of development charges and ensuring that property tax for new multi-residential apartment buildings is charged at a similar rate as other residential properties

Protecting renters

We believe housing costs should be predictable and affordable. Tenants should be protected from unfair rent increases and evictions.

We have expanded rent controls – all tenants in all private rental buildings, no matter when they were built, are protected against dramatic rent increases.

We have strengthened tenant protections around evictions for a landlord’s own use.

Protecting real estate consumers

Buying a home is the largest purchase most people will ever make. We are making sure real estate consumers understand the real-estate market and the rules when they sign on the dotted line.

Consumers should be treated fairly in real estate transactions. We’re modernizing the rules and addressing practices such as multiple representation (including double-ending,) where the same real estate professional or brokerage represents more than one party in a potential deal – to make Ontario a leader in real estate standards.

We are committed to helping people understand their rights when they buy or sell a home.

Working with municipalities

Ontario has been consulting with municipalities and other organizations to unlock more housing. We are committed to:

  • empowering interested municipalities to tax vacant homes, to encourage property owners to sell or rent empty units

  • providing municipalities the flexibility to use property tax tools to help unlock development opportunities. For example, municipalities could be permitted to impose a higher tax on vacant land that has been approved for new housing

  • supporting a diversity of homes to accommodate everyone regardless of income or family size. The Growth Plan for the Greater Golden Horseshoe requires municipalities to look at ways to incorporate a range of unit sizes in multi-residential buildings

Ensuring fairness and safety

Whether they own or rent, we want families to be able to access housing that meets their needs. We’ve committed to increasing fairness and safety in Ontario’s housing market by:

  • working with the federal government to better understand and tackle practices, such as paper flipping, which may be contributing to tax avoidance and excessive speculation in the housing market

  • partnering with the federal government to explore reporting requirements and make sure real estate transactions are taxed properly

  • studying how to make elevators more reliable and establish elevator repair timelines in consultation with the sector and the Technical Standards & Safety Authority

Taken together, these measures represent a substantial, multi-faceted plan to help families access housing that meets their needs.